Since going into effect in 2010, you can consolidate your own student loans at no charge at the U.S. Department of Education or use the services of The National Docu Center (NDC) to help you take advantage of federal student loan money saving repayment and forgiveness programs which can save you thousands of dollars each year if you qualify. Our proven 3-step Student Debt Reduction Process makes the road to savings simple:

Step 1. Free Consultation to Understand Your Unique Financial Situation.
Our expert student advisors will take the time to discuss your options based on your unique situation, such as the type of loans you have, your current income, family size and debt amount. Everyone has a unique financial situation which can impact not only the payment amounts, but the type of programs you qualify for.

Step 2. Identify The Best Program That Fits Your Situation to Maximize Your Savings.
Most individual can qualify for any number of these programs designed to lower student debt through the Department of Education. We gather all necessary information from you and enter it into our back-end system in order to determine the best programs you qualify for. It’s important to choose the right program, based on your current financial situation and future plans. Our expert student advisors’s explain each qualifying program’s pros and cons in order to help you make the best decision in which program is suited for you.

Step 3. The Application Process.
When you choose NDC to help with you student debt services, our expert student advisors will handle the application process from start to finish. We will determine and prepare all documentation needed to qualify you for the program chosen. The documentation is then mailed back to you to approve and sign. Once we receive all signed documentation, we review and submit them to the appropriate program on your behalf. Programs and Options may include:

  • Student Loan Consolidation
  • Student Loan Cancellation/Forgiveness
  • Student Loan Rehabilitation
  • Flexible Repayment Plans

 Call and apply today at (800) 990-9146, or Billing Questions: (800) 977-7583

National Docu Center LLC (NDC)